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Credit cards and a payment statement for mattress financing

Peace of Mind Mattress Financing

Special financing with The Sleep Center credit card through Wells Fargo, or free layaway with daily, weekly or monthly payments over six months. We will work with your budget.

Ask About Financing Call (850) 785-0910
The Sleep Center

At The Sleep Center in Panama City, FL, we want to ensure that you have the best night's sleep without worrying about how to pay for your new mattress. Your peace of mind is important to us. We offer several convenient financing and layaway options, allowing you to pay for your new mattress at an affordable pace.

Spread Your Payments Out with Flexible Layaway

If you need a new mattress but need to pay over time, our exclusive free layaway program may be the best option for you. Choose your payment plan and pay at your own pace over six months. We offer daily, weekly, and monthly payment options to suit your budget for your new mattress or sleep products. It's your budget, we'll work with you. Layaway is a great option if you need a new mattress but can wait just a few months.

Exclusive Sleep Center Panama City and Wells Fargo Financing

If you'd like to finance your new mattress, we can work with you. We offer exclusive finance options through trusted partners, making paying for your new mattress affordable. Apply for The Sleep Center credit card and get special financing rates for your new mattress. Buying a new mattress has never been easier than here at The Sleep Center in Panama City. Terms apply, and approved credit limit may vary.

Buy today, pay over time. The Sleep Center credit card also brings you a revolving line of credit you can use over and over again, special financing offers where available, convenient monthly payments to fit your budget, and easy-to-use online account management and bill payment options.
This credit card is issued with approved credit by Wells Fargo Financial National Bank. Ask for details. Equal Housing Lender.

Apply for The Sleep Center Credit Card

Whether it's cash, credit card, special financing, layaway, we understand how important a good night's sleep is. Visit our showroom and speak with our mattress experts. We'll work with you to find the best option for you and your budget.

Visit our store at 1830 W 23rd Street, Panama City, FL 32405, look for the big red canopy across from Sam's Club. Ask about our convenient financing options and delivery, setup and old mattress removal by our in-house delivery pros.

Call 850-785-0910 Get directions

Customer Testimonials

Please read a few words from actual customers

What a truly outstanding experience! From the moment we walked in, Jeff Taunton greeted us with a warm, genuine smile and made us feel completely welcome… It’s also worth mentioning this is a veteran-owned business, and the pride, integrity, and dedication to service absolutely shine through in every interaction…

Jennifer M., Customer of The Sleep Center

Jennifer M.

Google Reviewer

I can't stress this enough, this is the only place you should be mattress shopping if you live in the greater Panama City area. They have the best staff, the best deals, the most excellent service! They truly listen and do their very best to get you what you need at a price you can afford…

Diana J., Customer of The Sleep Center

Diana J.

Google Reviewer

We were in the market looking for a new mattress for our RV… There is absolutely no sales pressure. We were able to spend our time alone discovering which mattress works best for us without any pressure… This is how the mattress shopping experience should be.

Christopher W., Customer of The Sleep Center

Christopher W.

Google Reviewer

Thomas and the Sleep Center have been incredible… Thomas was very patient with us and helped us navigate getting what we need at a price we could also afford… We will definitely recommend them to anyone looking and come back next time we need a mattress. Thank you!

Jessica P., Customer of The Sleep Center

Jessica P.

Google Reviewer

Sales guy was so knowledgeable and friendly. Delivered next day at exactly when they had stated. Matt and his partner moved a couple other items for us. Super professional. Super nice. I wouldn't buy from any other mattress store. This place is top notch

William M., Customer of The Sleep Center

William M.

Google Reviewer

We purchased a Tempur-pedic mattress from the Sleep Center 9 1/2 years ago… The assistant manager, Thomas, recommended we contact Tempur-pedic since we still had six months left on the 10 year warranty… Had it not been for the Sleep Center's honesty we would not have known… Thank you!

Neal G., Customer of The Sleep Center

Neal G.

Google Reviewer

…The service we received from the salesman Jeff was top notch, he is extremely knowledgeable about every part of the mattress even down to technicals and specifics… Going with Sleep Centre was the best thing we could have done and I would give them 6/5 stars if I could…

Dylan P., Customer of The Sleep Center

Dylan P.

Google Reviewer

I could not believe the professionalism and attention to detail. Jeff and the rest of them are extremely knowledgeable and confident in their product. Special details to service sold me!

Bill H., Customer of The Sleep Center

Bill H.

Google Reviewer